CASE STUDY

How we evolved the App of the 1st Peer-to-Peer loans fintech in Brazil

To sustain exponential growth, the fintech Bullla needed to evolve its app quickly and with high quality. The challenge was to bring expertise and top-notch technology to drive the development of the financial application.

Want to know how we transformed the Bullla App? Keep reading.

A multidisciplinary squad from UDS, specializing in the financial market, worked on infrastructure and development to achieve the expected results: fast, secure, and competitive delivery, executed 3 times faster.

Want to know how we transformed the Bullla App? Keep reading.

THE COMPANY

Bullla

Bullla is the first fintech in Brazil authorized to offer peer-to-peer lending without bank intermediation.

Its mission is to democratize access to credit, even in cases of restrictions, for an audience historically neglected by traditional financial institutions.

In addition, it also offers comprehensive solutions for companies that want to simplify their employees’ lives with services like payroll advances, exclusive benefits, and many others.

+ 0

registered for personal loans

+ 0

cards issued

+ 0

partner companies

+R$ 0 mi

moved annually

THE CHALLENGE

Gain development agility and expertise for the Bullla App financial solution.

DIAGNOSIS

The financial application in use lacked efficiency and essential features for the project. There were difficulties implementing the PIX function and diversifying the services offered.

A diagnosis of the current infrastructure was necessary to identify areas for improvement.

TIMELINE

The project’s timeline was also a challenge. The internal team would have needed three to four years to complete the development, which would have hindered business progress.

There was a need to expedite the project and deliver an efficient and secure product.

EXPERTISE

Finally, the outsourced development team needed to have expertise in financial applications, especially in building the PIX functionality, which was not yet part of the app.

It was necessary to develop it properly and ensure its full functioning.

THE SOLUTION

Evolving the Bullla App with a team specializing in banking applications.

Complete Squad

To develop the new versions of the Bullla App, the work started with just 2 specialists and expanded to a squad of 20, including a Scrum Master, Product Owner, Analysts, Architects, Developers, QA, and DevOps.

Requirements Engineering

In partnership with Bullla, UDS’s squad of specialists detailed the software requirements and business area needs to facilitate prioritization and decision-making.

Exclusive Technology

Bullla acquired the core banking source code already developed by UDS, with architecture and infrastructure that enabled a fast launch of the solution with robustness and security.

INSIDE THE PRODUCT

A complete digital wallet, aimed at simplifying payment routines between companies and their employees.

The application offers a variety of services such as:

Credit Card

Exclusive bank account

Peer-to-peer loans

PIX and all other essential transactions

Additionally, UDS developed features like bill payment, mobile top-ups, balance/statement inquiries, and more.

Multi-Balance Platform

One of the company’s biggest desires was to have a multi-balance application, where it would be possible to manage all types of transactions in one place, giving users visibility over their resources in different segments, as well as the range of financial products available to them.

To achieve this, UDS developed for the Bullla App different views for areas such as benefits, personal loans, digital accounts, credit cards, and more.

To ensure cost-effectiveness, easy evolution, and product maintenance, UDS developed the Bullla app with a hybrid development approach, using Flutter, and deploying for both Android and iOS operating systems.

The solution also included a web BackOffice environment, developed to help companies manage all employee payment processes.

TECHNOLOGIES

Agile, scalable, and secure.

C# is a strongly typed, comprehensive, and mature programming language. Widely used by developers worldwide, this technology also facilitates the rapid identification of errors.

Flutter is a cross-platform development language focused on mobile devices and maintained by Google. It allows creating Android and iOS apps with a single codebase, offering excellent cost-effectiveness, versatility, and agility.

Together, these technologies gave the project the expected speed, without compromising security and ultra-high performance capability.

THE RESULT

Delivery 3 times faster with specialized teams and cutting-edge technology.

A squad specializing in banking products working in collaboration with the company for the growth of its solution.

Fast delivery of a competitive and versatile financial application, ready for execution on different operating systems.

Market know-how, evolution of business rules, and product roadmap. Together with UDS, Bullla evolved its development area.

NPS score of 9.5 in customer satisfaction with the quality and speed of deliveries by UDS.

and

With the right professionals and the necessary infrastructure, the company completed the project in just 1 year.

Do you want to develop an incredible App and
leverage your company’s results?

Talk to our experts:

How we evolved the App of the 1st Peer-to-Peer loans fintech in Brazil

THE COMPANY

Bullla

THE CHALLENGE

DIAGNOSIS

TIMELINE

EXPERTISE

THE SOLUTION

Complete Squad

Requirements Engineering

Exclusive Technology

INSIDE THE PRODUCT

Credit Card

Exclusive bank account

Peer-to-peer loans

PIX and all other essential transactions

TECHNOLOGIES

THE RESULT

and

Development

Software Development

App Development

Cloud Services

Technology for Bets

Staff Augmentation

IT Staffing

IT Outsourcing

Company

About Us

Careers

contact@udstechnology.com

+55 44 3033-6650

Orlando, Florida | 7345 W Sand Lake Rd 210 3429

Brazil | USA | Portugal

Privacy Policy

© Copyright UDS – All rights reserved